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Online Credit Card Processing Nigeria - How To Sign Up

Online credit card processing has finally reached Nigeria. Nigeria merchants now have access to credit card payment processing here in Nigeria.

Hurray! Let's celebrate!

If you are an online merchant who knows the value of accepting credit card payments online, you likely may have been frustrated by the rejection you face when you try to sell online using foreign credit card processing companies.

The red alert starts blinking once you mention that you're from Nigeria or if your IP address is from Nigeria.

Well, you can't blame those folks too much because many of our Nigerian brothers have taken scam as a hobby. The number of online Nigerians involved in online fraud is few compared to the majority who strive to be honest.

Unfortunately, the few bad folks have blacklisted the entire country. Woe to the criminals!

Back to the subject . . . sorry about the distraction.

The next natural question is . . . what online credit card processing options do you have for credit card payment processing in Nigeria?

The one that readily comes to mind is Interswitch Nigeria online payment processing.

Web Pay is the Interswitch product offer that enables online merchants to integrate credit card payment processing into their web site. Thereafter they can accept credit card payments online and fulfil product or service orders faster.

The alternative to accepting online payment is to ask your customers to pay directly to your bank account or pay for your services at your office.

Both alternatives are hectic and time consuming especially if you live in Lagos where traffic can be horrible.

The drawback of the Nigeria Interswtch online payment processing system are . . .

1. The high sign up fee - You need =N=150,000 to sign up to use the Interswitch credit card payment processing gateway and

2. Limitation in credit cards processed - The payment gateway can only process credit cards issued in Nigeria

The alternative to using Interswitch is to use Flash Me Cash money transfer system, a product of First Inland Bank Nigeria Plc, to receive payments from your customers.

The Flash Me Cash system is not an online credit card processing system. It simply allows potential clients to pay you for your products or services. And the system then alerts you that money has been paid to your account.

It cost a minimum of =N=500 and the usual account opening paper work to sign up for a Flash Me cash account. And you can start using the service immediately . . . within a day. Pretty fast.

Ready to sell online?

Use the option that best suite your needs and your pocket.

Share Your Opinion

Know of any other credit card company that provides online credit card processing for Nigerians living in Nigeria?

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Contributions By Other Visitors

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How can our own interswitch be over-charging nigerians? Not rated yet
This is rubish. How can our own interswitch be overcharging us (nigerians)

I am fed up. I hope a patriotic nigerian company will rise up to the challenge....

eTranzact Nigeria Not rated yet
I understand etranzact Nigeria offers local and international credit card payment processing service for Nigeria and Nigerians living in Nigeria.

I ...

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